Construction & Development Finance

Service overview: Construction and development finance solicitors

  • Construction finance is the provision of finance to build or develop property or other construction.
  • A development finance transaction will typically include more comprehensive security than a real estate investment and will require more time negotiating security agreements.
  • Development finance loans may involve a single lender or several lenders, although syndicated (multiple lender) loans are more common.
  • Lenders will expect to take security over key development documents and a lender will want to be able to assign the rights under the contract.
  • A key concept in development finance is practical completion – determining when the major work has been completed.

What we do: Construction finance solicitors

Our finance solicitors have considerable experience in advising on commercial property, development and construction finance.

We also understand the importance of making sure your property elements, including any development, are handled correctly and with a commercial mind to guarantee that they run smoothly alongside the financial elements of a transaction.

Our construction and development finance lawyers can assist you with your requirements and walk you through these processes to guarantee a smooth transaction. Some of the typical documents, agreements and services we would help your business with include:

  • debentures (including mortgages, fixed and floating charges)
  • contractual rights
  • charges over bank deposits
  • intellectual property
  • insurance policies
  • plant and machinery
  • guarantees
  • collateral warranties

A key consideration is to ensure that the building contract is clear on when practical completion has occurred. Practical completion marks the beginning of the defects liability period and will trigger the final account process in JCT contracts. Disputes as to whether practical completion has been achieved are common and all parties should ensure they are properly protected.

Our finance solicitors will also work closely with our corporate, construction law, dispute resolution and tax teams to cover all aspects of your deal, so legal work is seamless for your entire transaction.

Who we help: Builders, lenders, architects, contractors and investors

We regularly give expert legal advice on construction and development finance throughout all stages of a transaction to a wide range of clients, including:

  • builders
  • lenders
  • architects
  • contractors
  • investors
  • finance companies and business development companies

This expert advice includes our considerable experience in advising on credit and facility documents, preparation and negotiation of inter-creditor deeds and the structuring of deals.

Why choose our financial solicitors?

Our construction and development finance solicitors have all been recruited from top 100 UK law firms or from large international businesses. They each have more than 10 years post-qualifying experience. Find out more about our finance solicitors here:

Pricing plans

Our three transparent pricing packages are designed to give you the widest possible access to high-quality legal advice, whatever the size and nature of your business:


Straightforward access to senior solicitors at a competitive rate.

An affordable solution for businesses needing one-off legal support. Receive ‘City’ partner-level expertise at a fraction of ‘City’ prices.


Have legal peace of mind for £189 per month with additional support from £125 per hour.

A monthly subscription legal support package specifically designed for start-ups and smaller businesses.


Providing you with priority access to a dedicated panel of highly experienced solicitors.

Fully account managed quarterly subscription service for businesses with more complex legal needs.

What our clients say

We pride ourselves on delivering an excellent service for clients, but don’t just take our word for it.

What next?

Please leave us your details and we’ll contact you to discuss your situation and legal requirements. There’s no charge for your initial consultation, and no obligation to instruct us. We aim to respond to all messages received within 24 hours.

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A national law firm

We mainly work remotely, so we can work with you wherever you are. But we can arrange face-to-face meeting at our offices or a location of your choosing.

Our commercial lawyers are based in or close to major cities across the UK, providing expert legal advice to clients both locally and nationally.

Floor 2, Cavendish House, 39-41 Waterloo Street, Birmingham, B2 5PP
Stirling House, Cambridge Innovation Park, Denny End Road, Waterbeach, Cambridge, CB25 9QE
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13th Floor, Piccadilly Plaza, Manchester, M1 4BT
Harwell Innovation Centre, 173 Curie Avenue, Harwell, Oxfordshire, OX11 0QG
2-5 Velocity Tower, 1 St Mary’s Square, Sheffield, S1 4LP