Financial Services Regulation
Service overview: Financial services regulation
- Financial services regulation is increasingly complex and places heavy burdens and restrictions on how financial institutions may operate.
- Our financial services lawyers can help you navigate the evolving and complex financial services regulatory environment.
- Our team can advise and support senior management, in-house legal teams, compliance functions and front-line businesses to develop and enhance their regulatory frameworks and control environments.
- We can also help you deal with the Financial Conduct Authority’s (FCA’s) regulatory regime.
What we do: Financial services solicitors
Our financial services lawyers can assist you with your requirements and walk you through what is needed whether you are applying for authorisation, drafting customer agreements or buying or selling a regulated business. Some of the typical areas we would help your business with include:
- Banking and finance law
- Payment services and electronic money issuance
- Consumer credit
- Applications for authorisation and variation of permission
- Approved person applications and requirements
- Dealing with regulators including change in control notifications
- Regulated activities and the FCA’s Perimeter guidance
- Financial promotions
- Outsourcing agreements
- Anti-Money Laundering
- Bribery Act requirements
- Data protection requirements
If you are looking to buy or sell a regulated business, our finance solicitors will also work closely with our corporate and tax teams to cover all aspects of your deal, so legal work is seamless for your entire transaction.
Who we help: Payment service providers, fintech companies, regtech companies, consumer credit providers, borrowers, lenders, private equity investors throughout the UK
We regularly give expert legal advice on financial services legislation to a wide range of clients and financial institutions including:
- Payment service providers (payment institutions, electronic money institutions, banks)
- Consumer credit firms (from small retailers to banks)
- Lenders
- Investment funds
- Asset and wealth management
- Finance companies and business development companies
- Fintech and regtech firms
Why choose Harper James? Our financial services regulation solicitors’ experience
Our financial services solicitors have all been recruited from top 100 UK law firms or from large international businesses. Find out more about our financial services solicitors here:
Pricing plans
Our three transparent pricing packages are designed to give you the widest possible access to high-quality legal advice, whatever the size and nature of your business:
City
Straightforward access to senior solicitors at a competitive rate.
An affordable solution for businesses needing one-off legal support. Receive ‘City’ partner-level expertise at a fraction of ‘City’ prices.
Enterprise
Have legal peace of mind for £189 per month with additional support from £99 per hour.
A monthly subscription legal support package specifically designed for start-ups and smaller businesses.
On-Demand
For businesses requiring 60+ hours of support a year, with prices equivalent to £99 per hour.
Fully account managed quarterly subscription service for businesses with more complex legal needs.
What our clients say
We pride ourselves on delivering an excellent service for clients, but don’t just take our word for it.
As a young and growing fintech company, there have been a number of legal matters that we have needed to manage; such as client contracts, employment contracts and fund raising from investors. We’ve used Harper James for around a year and they have provided us with very valuable support through several lenses, not least in our funding round in late 2017, where we raised £1million and Harper James managed the legal side of the transaction. We recommend them without hesitation.
Harper James provide a cost effective, responsive and versatile service and provide us with access to legal teams that are experienced, commercially focused and well-resourced. Most importantly they are extremely familiar with the SME market and know the venture capital sector well.
Harper James have become a vital part of our business. We get quality advice from experienced solicitors at prices that other firms do not appear to be able to match.
As a University spin-out getting the right team of lawyers to support our emerging business was fundamental and the team are always available to provide us with the invaluable guidance and support we require.
