Financial Services Regulation

Service overview: Financial services regulation

  • Financial services regulation is increasingly complex and places heavy burdens and restrictions on how financial institutions may operate.
  • Our financial services lawyers can help you navigate the evolving and complex financial services regulatory environment.
  • Our team can advise and support senior management, in-house legal teams, compliance functions and front-line businesses to develop and enhance their regulatory frameworks and control environments.
  • We can also help you deal with the Financial Conduct Authority’s (FCA’s) regulatory regime.

What we do: Financial services solicitors

Our financial services lawyers can assist you with your requirements and walk you through what is needed whether you are applying for authorisation, drafting customer agreements or buying or selling a regulated business. Some of the typical areas we would help your business with include:

If you are looking to buy or sell a regulated business, our finance solicitors will also work closely with our corporate and tax teams to cover all aspects of your deal, so legal work is seamless for your entire transaction.

Who we help: Payment service providers, fintech companies, regtech companies, consumer credit providers, borrowers, lenders, private equity investors throughout the UK

We regularly give expert legal advice on financial services legislation to a wide range of clients and financial institutions including:

  • Payment service providers (payment institutions, electronic money institutions, banks)
  • Consumer credit firms (from small retailers to banks)
  • Lenders
  • Investment funds
  • Asset and wealth management
  • Finance companies and business development companies
  • Fintech and regtech firms

Pricing plans

Our three transparent pricing packages are designed to give you the widest possible access to high-quality legal advice, whatever the size and nature of your business:


Straightforward access to senior solicitors at a competitive rate.

An affordable solution for businesses needing one-off legal support. Receive ‘City’ partner-level expertise at a fraction of ‘City’ prices.


Have legal peace of mind for £189 per month with additional support from £125 per hour.

A monthly subscription legal support package specifically designed for start-ups and smaller businesses.


Providing you with priority access to a dedicated panel of highly experienced solicitors.

Fully account managed quarterly subscription service for businesses with more complex legal needs.

What our clients say

We pride ourselves on delivering an excellent service for clients, but don’t just take our word for it.

What next?

Please leave us your details and we’ll contact you to discuss your situation and legal requirements. There’s no charge for your initial consultation, and no obligation to instruct us. We aim to respond to all messages received within 24 hours.

  • Your data will only be used by Harper James Solicitors. We will never sell your data and promise to keep it secure. You can find further information in our privacy policy.

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A national law firm

We mainly work remotely, so we can work with you wherever you are. But we can arrange face-to-face meeting at our offices or a location of your choosing.

Our commercial lawyers are based in or close to major cities across the UK, providing expert legal advice to clients both locally and nationally.

Floor 2, Cavendish House, 39-41 Waterloo Street, Birmingham, B2 5PP
Stirling House, Cambridge Innovation Park, Denny End Road, Waterbeach, Cambridge, CB25 9QE
10 Fitzroy Square, London, W1T 5HP
13th Floor, Piccadilly Plaza, Manchester, M1 4BT
Harwell Innovation Centre, 173 Curie Avenue, Harwell, Oxfordshire, OX11 0QG
2-5 Velocity Tower, 1 St Mary’s Square, Sheffield, S1 4LP