What we do: Financial services solicitors
Our financial services lawyers can assist you with your requirements and walk you through what is needed whether you are applying for authorisation, drafting customer agreements or buying or selling a regulated business. Some of the typical areas we would help your business with include:
- Payment services and electronic money issuance
- Consumer credit
- Applications for authorisation and variation of permission
- Approved person applications and requirements
- Dealing with regulators including change in control notifications
- Regulated activities and the FCA’s Perimeter guidance
- Financial promotions
- Outsourcing agreements
- Anti-Money Laundering
- Bribery Act requirements
- Data protection requirements
If you are looking to buy or sell a regulated business, our finance solicitors will also work closely with our corporate and commercial teams to cover all aspects of your deal, so legal work is seamless for your entire transaction.
What our clients say
We pride ourselves on delivering an excellent service for clients, but don’t just take our word for it.
Our on-demand relationship with Harper James allows our in-house counsel instant access to specialist support. We relied on their valued guidance to get us through the acquisition process with accuracy and confidence.
Alison Conway, Senior Advisor
Speed of turnaround and clear advice
Ian Rose, Head of Networks
AllStar Business Solutions
Experience of your team and how they make it simple to understand the options and what is required. Value for money.
Paul Smith, COO
As a young and growing fintech company, there have been a number of legal matters that we have needed to manage; such as client contracts, employment contracts and fund raising from investors. We’ve used Harper James for around a year and they have provided us with very valuable support through several lenses, not least in our funding round in late 2017, where we raised £1million and Harper James managed the legal side of the transaction. We recommend them without hesitation.
Gareth Morgan, Chief Risk and Compliance Officer
Who we help: Payment service providers, fintech companies, regtech companies, consumer credit providers, borrowers, lenders, private equity investors throughout the UK
We regularly give expert legal advice on financial services legislation to a wide range of clients and financial institutions including:
- Payment service providers (payment institutions, electronic money institutions, banks)
- Consumer credit firms (from small retailers to banks)
- Fintech and regtech firms
- Investment funds
- Asset and wealth management
- Finance companies and business development companies
Examples of our work
Rising to the challenge: Redwood Bank quickly reaches profitability
16 December 2021
Redwood Bank are celebrating their speedy ascension to profitability, achieving this important milestone in less than four years. This marks Redwood Bank as one of …
The end of cash? Contactless limit to rise to £100
12 July 2021
Covid-19 has transformed the way we pay for goods and services, with businesses increasingly banning cash to help reduce transmission of the virus. But as …
Why choose Harper James? Our financial services regulation solicitors’ experience
Our financial services solicitors have all been recruited from top 100 UK law firms or from large international businesses. Find out more about our financial services solicitors here:
Senior Financial Services Solicitor
John Pauley is a Senior Financial Services Solicitor at Harper James, specialising in payment services, electronic money, consumer credit, AML legislation and gambling regulations.View profile
Jas is a corporate partner at Harper James Solicitors, advising on corporate governance, mergers & acquisitions, venture capital & investments.View profile
Our three transparent pricing packages are designed to give you the widest possible access to high-quality legal advice, whatever the size and nature of your business:
Straightforward access to senior solicitors at a competitive rate.
An affordable solution for businesses needing one-off legal support. Receive ‘City’ partner-level expertise at a fraction of ‘City’ prices.
Have legal peace of mind for £189 per month with additional support from £125 per hour.
A monthly subscription legal support package specifically designed for start-ups and smaller businesses.
Providing you with priority access to a dedicated panel of highly experienced solicitors.
Fully account managed quarterly subscription service for businesses with more complex legal needs.